Personal
Personal

Savings Products

A variety of solutions

Statement Savings

Make deposits or withdrawals anytime. Your monthly or quarterly statement provides a convenient record of account activity, including interest you've earned. Our Savings Plan features:

  • Low, $25 minimum balance requirement
  • Under 18 years of age, $10 minimum
  • Interest credited quarterly
  • No monthly service charges, no transaction fees
  • Quarterly statements

Moola Moola Savings Club

A fun, exciting savings club for the kids you love! Moola Moola leads children 11 and under through the world of money and makes saving fun. Open an account for your child and let the magic begin!

  • Kids receive delightful gifts as their savings grow
  • Club activities and special event nights
  • Interest credited quarterly
  • $10 minimum
  • No monthly service charges, no transaction fees
  • Quarterly statements

Christmas Club Savings

A great way to prepare for holiday season expenses

  • $10 minimum opening deposit
  • Deposit anytime
  • Interest credited quarterly
  • No monthly service charges, no transaction fees
  • Quarterly statements

Certificates of Deposit (CDs)

Lock in a competitive rate for a term that suits your needs...several are available from 6 months to 5 years. We also offer monthly specials.

  • $1,000 minimum
  • Penalty imposed for early withdrawal

Retirement Accounts

  • A First Federal IRA is a great way to save for retirement...save on taxes too.
  • Just $25 or more gets you started
  • Earn competitive interest in our special 18-month variable rate IRA CD
  • 12-month fixed rate IRA CDs available as well
  • Income tax deductions available, consult your tax advisor for details (IRS imposes a penalty for premature withdrawal of IRA funds)
  • First Federal IRAs are FDIC insured to $250,000
  • Choose from traditional, Roth and educational IRA plans
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